Wenzhou boss said that the credit business will not be done

The boss of Wenzhou, who has made a lot of noises, has now entered a new stage. A few days ago, "Walking Road," the boss of the highest value in Wenzhou, "glasses king", the letter Thai Group boss Hu Fulin finally returned to the United States from Wenzhou, began to deal with corporate debt problems. Sun Fucai, chairman of Wenzhou Aomi Fluid Equipment Technology Co., Ltd., also returned to Wenzhou. After many rescues, the heads of finance and manufacturing in Wenzhou no longer panic. However, the huge impact of this crisis on the market still exists.

On the 12th, Xinmin Evening News reporter visited the “China Shoes Capital” located in Shuangyu Village, Wenzhou, and visited a shoe material market in the economic environment during the crisis. Some small business owners have stated that they are in a difficult situation. The peak season is not prosperous. The enthusiasm for doing business has been hit hard.

A meeting to ask the customer to run a few at 10 o'clock on the 12th, Wenzhou City Hongjin shoe material market in the deserted, and occasionally one or two cars in and out. Some of the bosses and guys in the shop were surfing the Internet, some sitting idle, and some chatting in front of the shop. The busy season in previous years began in the month of **, and the business was too busy to do anything. However, this year it has not been able to prosper. The front door of the shop is very small. A few talking bosses are talking about recovering debts.

"Now the boss meets, no longer asks how the recent business, but asked 'You ran a few'." Xiao Zhao, the owner of Xiao Zhao shoes, said, "Run a few" mean, refers to the usual contact Among the old customers in the shoe factory, there are several bosses who "run the road".

Since April of this year, Wenzhou SMEs have experienced successive capital chain breakages, and they have become increasingly fierce. Some business owners have left their companies and employees and escaped alone. This is known locally as a "running path." ** During the month, the number of “running up” bosses increased day by day and reached a climax before and after the Mid-Autumn Festival, because the Mid-Autumn Festival was the day of Wenzhou’s traditional collection. A shoe store owner said that in the past every year, the boss "rans", but this year's situation is the most serious, and previously run is a small business owners can not go down this year, even some well-known enterprises in Wenzhou have a problem, this Let everyone worry.

Xiao Zhao said that he had two customers, who ran away in April and August, respectively, and owed more than 100,000 yuan for money. However, he has dozens of customers in his hands, and running one or two does not hurt his strength. He said that in this shoe market, almost every store has one or two customers who “run the road” and may be a deadly blow to some smaller companies.

Wenzhou people always accounted for doing business. Wenzhou has the tradition of doing business with credit cards. For example, the bosses of the shoe material market get their goods from their purchase channels and use the same method to sell them to shoe factories. The boss of each business is in this way. This is different from the rest of the country. When the reporter was interviewing Xiao Zhao, the owner of a shoe shop next to him interjected that he went to Yunnan, Guangdong, and other places to purchase goods. He asked whether the other party had received cash or credit. The other party said that they only had to receive cash and that the local accounts would be jokes.

Xiao Zhao said that the sums owed by his dozens of customers have three or four million yuan, most of which should be repaid in April. In the past, they were still able to return in June, and they will not be able to return this year. . When the account is on the door, the owner either hides or frankly says that he can only open a cheque that will arrive in November.

"It's good to get money in November. I don't know how to do it until then!" said the boss who had just interrupted.

The small bosses were "walked" and were in full debt. The owner of a shop, Xiaochen Chen, said that only the business with the money to get the goods was done. The kind of call from the factory made them deliver the goods to the door. The business of crediting goods is not done, so many single businesses are pushed out. But she said that it was always better than money and goods and it was now safest.

The reputable shoe factory is also implicated. However, at least so far, the reporter saw the sight of the “Chinese shoes capital” in Shuangyu Village not as tragic. There are about 6,800 shoe companies here, both sides of the road are shoe-making enterprises, the reporter saw along the way, the size of the shoe is basically in the state of construction, a few high-rise factory windows reveal a bright light, the sound of the machine running out, some A recruitment advertisement is posted in front of the factory or company.

However, several bosses who did not want to be named all said gracefully that their companies were affected to varying degrees by the crisis. Although they were started, they were underemployed. One of the reasons was that shoe suppliers No longer routine delivery of goods, only accept cash to get goods, but the shoe factory's funds are also not received.

Chairman of the Hongjin Footwear Market Bai Qiongyu revealed that some shoe material bosses have reduced their shipments by half.

He also said that some shoe factories themselves have a good reputation, but they suffer from the irrelevance of fish and fish. They can't get the shoe material, and they are also being chased by relatives. The borrowed money is also being recovered, which is even worse.

The focus of attention on the normal business, financial difficulties of the company does not reduce loans. Before the day, for the difficulties encountered by SMEs, Wenzhou City, issued "on the stability of the financial order to promote the economic transformation and development of views," requiring banks to increase the amount of SMEs Banking policies should be tilted toward SMEs to increase tolerance for SMEs. Zhou Qingming, deputy director of the Wenzhou Banking Supervision Branch, said: “(The bank wants to) tighten the outer Songs, and (after the Wenzhou SMEs) row after the touch, classify and help, one enterprise and one policy, especially for the normal production and operation, In the face of financial difficulties for these companies, we are not required to raise funds or reduce loans."

The recent joint meeting of the financial system leaders of Wenzhou City revealed that Wenzhou City's banking, securities, insurance and other financial industries will effectively increase financial support for small and micro enterprises, and the ** of small and micro enterprises will not only be kept in stock. Its ** growth rate is also higher than all ** growth rate, ** deadline should be to increase the long-term **.

Wenzhou's public security law department also issued a joint circular demanding that crackdowns on vicious debt collection and other criminal activities be strictly prohibited. With regard to illegal financial institutions and illegal acts, the financial authorities shall resolutely ban and investigate and deal with them.

In the face of this unprecedented crisis of survival, small and medium-sized enterprises in Wenzhou are also actively helping each other to help themselves. The Wenzhou Private Capital Investment Service Center recently set up a “Corporate Restructuring and Rescue of the Market”, which totaled 200 million yuan, to help local Wenzhou companies facing funding pressures and potential for growth to weather the storm.

Wenzhou Wulian Group Board Director Huang Congdi said: "A person's power is ultimately limited, but after the group's team has joined together, they can rely on everyone's strength. (Recently) We have already distributed 190 million yuan to 14 enterprises. Help them overcome difficulties and build confidence."

On the 10th, Wenzhou officials also made timely rumors about the three major rumors. Wenzhou Banking Regulatory Bureau’s response to the “Wenzhou government’s request for RMB60 billion in stabilizing finance” rumors “are purely non-existent”; previously, the survey data of a group of “Wenzhou Jiucheng family participating in private lending” of the Wenzhou central bank of the People’s Bank of China Responsive to being “inappropriate”, Deputy Governor of the People's Bank of China Zhou Songshan stated that the survey only used 300 specific monitoring households as samples, and the results were not representative.

It is also rumored that Wenzhou's large bank credit funds have entered private lending. Zhang Yourong, Director of the Wenzhou Banking Regulatory Bureau, said in an interview with the media on the 10th that although 21 banks in Wenzhou have been implicated in the breakage of the SME’s capital chain, the bank’s capital flow into the private lending market is no more than several billion yuan, Wenzhou The bad banking rate of the banking industry is unlikely to rise significantly.

Focus analysis of monetary tightening is one of the reasons Since April of this year, Wenzhou's Jiangnan Leather, Portman Coffee, Sanqi Group, Zhejiang Tianshi Electronics, Jubang Shoes, Jinchao Electric, Dangdang Shoes, Baile The owners of household appliances have been “missing” and a group of small and medium-sized enterprises have closed down.

One of the reasons for the analysis of the breakage of SMEs' capital chain is that the country has tightened monetary policy since 2008, and SMEs have encountered difficulties and can only resort to private lending. The style of Wenzhou's private lending has been long-standing, and those who gave up the job were called “old high”. This year, due to the shortage of funds, the interest rate of *** has skyrocketed. Xiao Zhao said that usually the monthly interest rate of 10,000 yuan is as high as 1,000-1,500 yuan. Bai Qiongyu revealed that some of them were as high as 2,000 yuan. The monthly interest rate of the bank of 10,000 yuan is only 100 yuan.

According to the usual practice, when the banks of these companies are about to expire, if funds do not turn around, they must first take a reciprocal emergency and wait a month or two to reopen them. on. And this year, ** is also unable to lend out, and some business owners are unable to repay high interest rates and have to flee. Xiao Zhao, the owner of Xiao Zhao Shoes, said that this year’s days were harder than the 2008 financial crisis. At that time, the government supported it and it was not a good loan. They are most hopeful that the banks will let go and save the city.

Focus link this year more than 200 bosses in Zhejiang "run the road"

It is reported that from January to September this year, there were 228 major corporate escapes in Zhejiang, which was a year-on-year increase of 41.6% year-on-year. This is the highest year-on-year in recent years, and there are thousands of employees. These enterprises have altogether owed 14,644 employees a salary of 75.93 million yuan. The number of arrears and the amount of arrears of wages are the highest in history.

According to relevant sources, on September 21st, Wenzhou had owners of 8 companies "running." According to reports, among the bosses who used to “run the road” in previous years, 70% of the bosses were small factories or processing plants leased by non-locals. There were only a few dozen employees, but the bosses who “ran on the road” this year were basically local people, and they did not Less is a company with a certain scale and popularity.

In 2008, when the financial crisis occurred, Zhejiang had only 5 or 6,000 employees due to the “roaming” of the boss. From January to September this year, it reached 14,644, up 197.9% year-on-year. The total amount of 75.93 million yuan in wages in arrears rose by 361.9% year-on-year, of which the Wenzhou Ruian Hengmao Footwear Group, which had the largest amount of outstanding wages, owed thousands of employees 6 million yuan.